Does Wells Fargo in fact not accept Promissory Notes for the difference between the VA acceptable sales price and the actual sales price on a short sale offer? I asked Wells Fargo for that option Friday and the loss mit said Wells Fargo doesn't do that like some 'other' bankers. It's not that far apart on the offer and what Wells Fargo wants, but, the Seller is all out of time. Foreclosure is this Tuesday, Oct 7th. And, yes, the VA appraisal is about $8K too high but Wells Fargo isn't going to accept a BPO that shows why.